Retirement Planning Event
Will Your Retirement Income Last as Long as You Do?
You’ve worked hard to build your nest egg — now it’s time to make sure it lasts. As life expectancy continues to rise, retirement planning isn’t just about saving enough; it’s about creating sustainable, reliable income that supports your lifestyle for decades to come.
Living Longer Means Planning Smarter
For a 65-year-old couple, there’s an 89% chance that one partner will live to age 85, and a 45% chance that one will reach at least age 95.* That could mean 30 years — or more — spent in retirement.
Will your money last as long as you do?
A recent Corebridge study found that 66% of Americans fear running out of money more than they fear death*, and 72% say having guaranteed monthly income beyond Social Security gives them greater confidence* about their financial future.
The good news is, you have options. With the right strategy, you can turn your savings into a reliable income stream designed to last a lifetime.
At Alpha, we help you understand your different sources of retirement income and show you how to convert savings into guaranteed income so you can enjoy retirement with peace of mind — not worry.
Our Guest Speaker is Tom Hamilton:
Tom brings over 20 years of expertise in the insurance and retirement planning industry. Tom holds the prestigious Retirement Income Certified Professional (RICP) designation, is a Certified Federal Employee Retirement Consultant, and has earned FMLI and ALMI designations from LOMA.
When: Saturday, November 1st at 10am
Where: Adel Public Library - 303 S. 10th St. Adel, Iowa
RSVP with the form below to save your seat:
* Insured Retirement Institute (IRI), IRI Retirement Fact Book, 2022, based on data from the American Academy of Actuaries and Society of Actuaries, Actuaries Longevity Illustrator (accessed 10/13/21). Assumes a male/female couple.
* 2023 Corebridge Financial Survey of 2,202 respondents ages 22-75 on Retirement and Longevity, by Morning Consult.
* 2023 Corebridge Survey on Retirement and Longevity
* https://pensionrights.org/resource/how-many-american-workers-participate-in-workplace-retirement-plans/
* 2023 Corebridge Financial survey on retirement and longevity
* ssa.gov, "Your Retirement Age and When You Stop Working," accessed 12/4/23
* https://faq.ssa.gov/en-us/Topic/article/KA-01897
Disclosure: Alpha Insurance is not affiliated with or endorsed by the Iowa Public Employees’ Retirement System (IPERS) or any government agency. IPERS is a retirement program for eligible Iowa public employees. This material is intended for educational purposes only and should not be considered legal or tax advice. All guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Product availability, features, and benefits may vary by state and carrier.
For more information about IPERS benefits, visit the official IPERS website at www.ipers.org.